Over the years, these were the top five first time home buyer questions, I have been asked in the greater Los Angeles area. Now, in no specific order, let me list them and then address each of them: How safe is the neighborhood? What will the annual taxes be on this home? How much will I have to pay per month for the mortgage?...

Thanksgiving: I challenge you to rediscover the ‘Joy ‘of this Holliday! Have a Happy Thanksgiving! 2015! I look back over the years and reflect on the wonderful memories that I had and recall fondly being with family and friends at this particular Holiday. It has always been a favorite holiday of mine. This is such an “American” holiday. It conjures up images of the...

Caution when buying a Fixer! Remodeling has its challenges: Patience, Money and good Planning make it easier! Often time you hear someone saying I will just buy a moderate fixer and do it myself. Well I find that is easier said than done. Keep in mind if you are not your “handyman type” home owner I would advise against it. Also if you are...

How will China’s Economic troubles affect the Global Economy? These observations are strictly my views and I do not have an agenda from a political standpoint. Strictly I am trying to present a concern that I have as well as a solution. Our News Media is so focused on Greece now days that no one has notice that China is imploding quietly without anyone...

TILA-RESPA Integrated Disclosure rule implementation(Truth-In-Lending-Act) August 1st, 2015, October 1st, 2015 changes are almost here for the Buyers, the Borrowers the Consumer There are changes that will go in effect thanks to The Consumer Financial Protection Bureau (CFPB) Some of the changes will be major others just terminology and definition changes. Here are some examples of terminology changes: The Lender will now be called...

Happy Memorial Day Weekend! Best wishes from Los Angeles! As I reflect on seeing neighbors and friends have their families and friends visit and enjoy the traditional and in some people’s perception “mandatory barbeque” in the back yard. I think of all those who gave their lives so we can enjoy this weekend. Memorial Day Weekend is not just the beginning of summer to...