US Banking problem explained by one of my Clients(caution humor)

One of my clients e-mailed me this explanation of our Banking Problem:

Young Joe  moved to Arizona and bought a donkey from a farmer for $100.00. The farmer agreed to deliver the donekey the next day.The next day he drove up and said, “..sorry son, but I have some bad news, the donkey died”Joe replied, “Well, then just give me my money back.” The farmer said, “..I can not do that. I went and spent it already..” Joe said “..OK, then, just bring me the dead donkey…” The farmer was wondering “what are you gonna do with him?” Joe said ” I am going to raffle him off”

The farmer said “…you can not raffle off a dead doneky!” Joe said, “Shure I can. I just won’t tell anybody that he is dead”.

A month later the farmer met up with Joe and asked, “what happened with the raffle?” Joe saie “..I raffled him off…I sold 500 tickets at two dollars a piece and made a profit of $898.00” The farmer asked “did not any one complain?” Joe said ” Just the guy who won. So I gave him his two dollars Back..”

Joe now works for Wall Street.

I guess this makes a perfect explanation.